Android · Philippines

Never miss a
due date.
Never pay
interest again.

No bank login required. Privacy-first. Built for Filipino cardholders.

Import supported PDF statements and organize your cards, due dates, rewards, and spending—all without giving CardSense your online-banking password.

Download on Google Play

Get it on Google Play

Having trouble? Google groups and we'll notify you.

Promos and exclusive deals
CardSense Home — Smart Advisor and Total Liability
Annual Summary YoY

See it in action

Swipe through the same screens you'll see on Google Play →

Annual Summary YoY

See exactly where
your money goes

Home screen — cards and due dates

See available balance
and due dates

Promos page

Exclusive deals, discounts
and proximity alert

Import PDF Statement privacy modal

SOA import takes
a seconds

Smart Advisor and cashback recommendation

Recommends which one to use
for maximum cashback

Everything a Filipino cardholder needs

One app. Every card. Zero interest surprises.

💳
Unlimited cards
Add any credit card from any Philippine bank. No cap, no per-card fees.
📄
PDF SOA import
Upload your official bank statement and CardSense reads transactions, balance, due date, and points automatically.
🎯
Smart advisor
Get told exactly which card earns you the most cashback or rewards for your next swipe.
⚡
Hidden debt tracker
See your true liability — including shadow debt from future installment principals your bank hasn't billed yet.
📊
Spending insights
Category breakdowns and year-over-year annual summaries so you actually understand your spending.
🏷️
Promos & deals
Browse all major bank promos in one feed. Get notified when a promo merchant is nearby with live GPS.
🔔
Due date alerts
Never miss a payment again. Set reminders before your billing due date for every card.
📅
Annual fee reminder
Track when your annual fee is due so you can negotiate a waiver before it hits.
🔍
Card comparison
Build your money knowledge with bite-sized topics and practical tips.
📚
Financial awareness
Knowledge base with couple of topics & tips
🧠
Self evaluation
Test what you've learned with quick quizzes on every topic.
💰
Safe spend budget
Set a monthly budget and get your daily spending limit calculated automatically.

Simple, transparent pricing

Start free. Upgrade anytime for smarter insights and the ultimate financial intelligence tools.

CardSense Free
₱0/forever
No subscription needed. Get started right away.
  • Manage 1 credit card
  • Standard flat card design
  • Transactions, SOA import & dashboard
Get started
CardSense Basic
₱49/month
Billed monthly. Cancel anytime.
₱490/year
Billed once a year — 2 months free vs. monthly.
  • Manage up to 4 credit cards
  • Standard flat card designs
  • Transactions, SOA import & dashboard
  • Due date & annual fee reminders
Savings None — standard rate
Savings ~16% (2 months free)
Get started
Most popular
CardSense Premium
₱299/month
Billed monthly. Cancel anytime.
₱2,999/year
Billed once a year — 2 months free vs. monthly.
  • Unlimited cards, no cap
  • Nearby deals on your dashboard
  • Animated 3D premium card designs
Savings None — standard rate
Payment grace period 3 days
Priority support Not included
Savings ~16% (2 months free)
Payment grace period 14 days
Priority support Included
Go Premium

Your privacy is protected

All PDF processing happens locally on your device. Your statement is never uploaded to any server. We never store your account numbers, full name, address, or any other sensitive personal information.

✓ Transactions ✓ Credit limit ✓ Reward points ✓ Due date ✓ Google Play Protection ✗ Never your name ✗ Never your account number