Your credit-card information should stay yours.
CardSense is designed for Filipino cardholders who want a simpler way to organize their credit cards, statements, due dates, rewards, and spending.
Because this information is sensitive, we designed CardSense with a simple principle:
Collect as little as possible. Keep your financial information under your control.
CardSense does not need your online-banking username, password, or bank login to organize your credit-card information.
Instead, you can provide information to CardSense yourself, including your credit-card statement when supported.
We don't need access to your bank account to help you organize your cards.
When you import a supported PDF statement, CardSense is designed to process the statement locally on your device.
That means your statement does not need to be uploaded to a CardSense server simply for CardSense to read it.
Your statement can contain sensitive information. We therefore designed the app around local processing rather than requiring you to send your financial documents to a cloud service.
In simple terms
Your statement → your phone → CardSense processes it
Not:
Your statement → uploaded to our server → processed in the cloud
Depending on the features you use, CardSense may work with information such as:
The exact information available to CardSense depends on what you choose to enter or import.
CardSense is designed so that you do not need to provide:
Never give your bank password or OTP to CardSense—or to any third-party app.
Your financial information is not a product for advertisers.
CardSense is designed around the principle that your credit-card information should not be sold or shared simply because you use an organization tool.
We do not use your financial information to create a profile for advertisers.
CardSense is an organization and tracking tool.
It does not:
Your bank remains the place to make payments and manage your actual credit-card account.
No application can honestly promise that software is completely risk-free.
Our goal is to reduce unnecessary exposure of your financial information by minimizing the amount of sensitive data that needs to leave your device in the first place.
We continuously work to improve CardSense's security, privacy, reliability, and data-handling practices.
Please protect your phone and your CardSense account, if applicable, with a strong device passcode and the security features available on your device.
Never share:
with anyone claiming to represent CardSense.
CardSense will never ask you to send your bank password or OTP through chat, email, social media, or any other communication channel.
We believe financial software should explain what it does with your information in plain language.
If our data practices change, we will update this page and explain the change clearly.
If you have a privacy or security question, contact us through the official CardSense support channel.
CardSense is designed around the real-world needs of people managing Philippine credit cards and statements.
Our goal is simple:
Help you understand and organize your cards without requiring unnecessary access to your financial life.
Last updated: October 2026