Privacy Policy

Last updated: March 23, 2026

This Privacy Policy explains how CardSense ("we", "our", "us") processes information when you use the App.

1) Information We Process

1.1 Account and identity information

• Google sign-in account information (such as user ID, email, and display name).
• Session data used to keep you signed in.

1.2 Financial and usage information you provide

• Card metadata (for example: bank name, cardholder name, and masked card number / last 4 digits).
• Statement and transaction records (amounts, merchants, dates, categories, notes, and related metadata).
• Security and alert records generated by App features (for example spend-guard or suspicious activity logs).

1.3 Files and camera inputs

• Statement PDF data you select for import.
• Receipt images/text processing when you use receipt scanning features.
• The App is designed to use your statement password only for decryption flow and not store it.

1.4 Preferences and settings

• Privacy mode, reminder settings, language, app lock settings, and related app preferences.
• PIN is stored as a hash for app-lock functionality.

1.5 Analytics and diagnostics

• App analytics events (for example feature usage events) via integrated analytics tooling.
• Local support/error logs (including user-friendly messages and limited technical details) to help troubleshooting.

2) How We Use Information

• Authenticate your account and maintain session state.
• Provide core features such as card tracking, statement import, transaction history, reminders, and insights.
• Synchronize data between local device storage and configured cloud backend.
• Improve reliability, monitor feature usage, and troubleshoot issues.
• Generate notifications and optional exports you request.

3) Unsupported Statement Contribution Uploads

If your statement format is not yet supported, the App may ask for your explicit consent to submit a copy for parser improvement. In that flow, the upload payload is designed to include only the PDF bytes, optional bank hint, and submission timestamp, and to exclude your PDF password.

4) Where Data Is Stored

• On device: Local app database and settings storage for offline-first operation.
• Cloud backend: Synced records (such as cards, statements, transactions, promos, and security logs) when sync is enabled and network is available.
• Exports: Reports (PDF/CSV) are generated in app cache and only shared when you choose to share them.

5) Sharing and Third-Party Processors

We do not sell your personal information. Data may be processed by third-party services used to operate the App, including providers for authentication, cloud database/sync, analytics, mapping/location features, and optional contribution upload endpoints.

6) Security Measures

The App includes technical safeguards such as app lock options (PIN/biometric), suspicious environment checks, and secure display behavior on selected screens. These controls help reduce risk, but no method of storage or transmission is fully secure.

7) Your Choices and Controls

• You can edit or delete records in-app (for example cards and transactions).
• You can sign out, change settings, and disable/adjust reminders.
• You can decline unsupported-statement contribution uploads.
• You can contact us for privacy requests (including data questions) at the email below.

8) Data Retention

We retain information as needed to operate App features, maintain sync integrity, and support troubleshooting, unless you remove data or request deletion where applicable.

9) Children’s Privacy

The App is not intended for children under 13, and we do not knowingly collect personal information from children under 13.

10) International Processing

Depending on your infrastructure and service providers, information may be processed in countries other than your own.

11) Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted in this document with a revised "Last updated" date.

12) Contact

For privacy or data requests: mejiamariano8.08@gmail.com

Related terms: Terms and Conditions